When you may need help
Payments have become unaffordable, the debt has grown or the bank has already gone to court. We start with the agreement and calculation: payments made, who now owns the claim and what makes up the debt. This forms the basis for negotiations and defence in a dispute.
What we can do
- Analyse the agreement, accruals and assignment documents.
- Assess restructuring offers and the consequences of signing them.
- Prepare submissions, objections and documents for the agreed defence.
What to prepare for the consultation
- Loan agreement, payment schedule and supplementary agreements.
- Payment history and the creditor’s debt calculation.
- Demands, court documents and repayment offers.
If some documents are missing, start by describing the situation: we will identify what else needs to be obtained. In the first form, the country, the nature of the matter and important dates are enough; document numbers and scans are not needed.
What to bear in mind
Restructuring depends on agreement or a procedure provided by law. A lawyer cannot guarantee in advance that debt or interest will be written off.
Process and cost
- You describe the situation and the outcome you want.
- We clarify the circumstances, the country and the documents needed for review.
- Before paid work begins, we agree on its scope, cost and format: consultation, document preparation or representation.
The cost depends on the volume of documents, the stage of the case and the need for involvement in another country. Court fees, notarial acts, translations and expert assessments are discussed separately if required. The outcome depends on the circumstances, evidence and decisions of the competent authorities.
Frequently asked question
Can we reach an agreement after the bank goes to court?
A settlement can be assessed at this stage too. At the same time, procedural deadlines must be met and claims checked so that negotiations do not deprive you of a defence.
Can I get help with “Credit disputes and restructuring” if I live abroad?
We can start remotely while you are abroad. In your first message, state where you live and where the relevant party, property or authority is located. We will check whether a representative can take particular steps and whether the procedure requires your personal participation.
Does my country of residence decide which law applies to “Credit disputes and restructuring”?
No. Your place of residence alone does not decide which law applies. Relevant factors can include the countries connected to the parties, where an event or contractual duty took place, where property is located and which authority is handling the matter. We first check the connection to Ukraine, the potentially applicable law and whether local counsel in another country is needed.
What if I do not have all the documents for “Credit disputes and restructuring”?
You do not need a complete file to make an initial inquiry. Give us a short timeline, your desired outcome, important dates and a list of the documents you already have. Document numbers and scans are not needed in the first inquiry; after clarifying the facts, we will identify what is missing.
What determines the cost of help with “Credit disputes and restructuring”, and can I limit the scope?
Before paid work begins, we agree on its format, specific steps, deliverables and fee. The cost depends on the materials, stage of the matter and any work involving another country. Court or official fees, notarial acts, translations and expert reviews are discussed separately if needed.
Can you guarantee the outcome or timeframe for “Credit disputes and restructuring”?
No. We cannot promise a decision by a court or authority, or the actions of another party. After reviewing the facts, we explain the available options, evidence needed, risks and the timing of our own work. The overall duration can also depend on other parties, authorities and cross-border procedures; tell us promptly about notices and dates.